Guides
The moves that matter, explained
Plain-language, in-depth guides to the decisions that shape a self-directed account.
Rollovers and transfers
How retirement money moves between accounts — and how to avoid the tax traps.
Read guide →Roth conversions
Pay tax now for tax-free later — and the pro-rata rule that surprises people.
Read guide →Required minimum distributions
When withdrawals become mandatory, how they are calculated, and how to avoid the penalty.
Read guide →Beneficiaries and inherited accounts
The form that overrides your will — and the rules heirs must follow.
Read guide →Prohibited transactions and disqualified persons
The line a self-directed account cannot cross — and who counts as family.
Read guide →UBIT and UDFI in retirement accounts
When a tax-advantaged account can still owe tax — and how to see it coming.
Read guide →Checkbook control
The IRA-owned LLC: faster transactions, and more responsibility on you.
Read guide →Auto-rollovers and finding lost retirement accounts
What happens to small balances when a job ends — and how to reclaim accounts you have lost track of.
Read guide →The complete guide to self-directed IRAs
What a self-directed IRA is, what you can and can’t hold, the rules that matter most, what it costs, and how to open one — in plain language.
Read guide →Stablecoins, in depth
What stablecoins are, how they hold their value, what they’re used for, the new rules that govern them, and the risks to weigh — a plain-language deep dive.
Read guide →Trump Accounts, in depth
What IRC § 530A actually says: the $1,000 federal seed, the $5,000 cap, index-fund-only investing, the absolute lockup until 18, and why California families should read the state line first.
Read guide →Educational only. This page is general information, not individualized investment, legal, or tax advice. Rules depend on your account type, transaction, tax year, and circumstances — consult a qualified professional.