About
Custody built for how people actually invest
Investor Services is the client-facing custody experience of Institutional Trust Company — one home for retirement, health, wealth, and alternative assets, on the FISCP platform and secured by B5 Secure.
Our purpose
People’s financial lives don’t fit neatly in one box. A retirement rollover, a health savings account, a private-fund commitment, a family trust — each carries its own rules, yet each deserves the same standard of safekeeping. Investor Services exists to hold all of it in one place, to an institutional standard, without ever pretending to be your advisor.
What we do
We provide custody and administration across the accounts people and businesses actually use — traditional and alternative alike:
- Retirement — self-directed and conventional Traditional and Roth IRAs, plus employer plans including SEP, SIMPLE, and the Solo 401(k).
- Health and education — Health Savings Accounts, Coverdell ESAs, and 529 plans.
- Wealth and trust — taxable brokerage and custody for revocable and irrevocable trusts.
- Alternatives — real estate, private equity and credit, promissory notes, precious metals, digital assets, and private-fund interests.
Who we serve
Two audiences, one platform. Individuals direct their own accounts — opening, funding, and administering them online. Businesses, advisors, and institutions use us behind the scenes: employers sponsoring retirement and benefit plans, advisors administering accounts for clients, and sponsors raising capital from retirement money. If you’re an advisor, institution, or family office, our partnership team can help.
How we hold assets: directed, not discretionary
Investor Services acts as a directed, non-discretionary custodian. You — or your advisor or trustee — direct the investments; we hold the assets in your account’s name and carry out what you direct. We do not perform due diligence on investments, sponsors, platforms, or service providers; we do not recommend, offer, or sell investments; and we do not provide investment, tax, or legal advice. The freedom to choose is yours, and so is the responsibility. That distinction is not fine print — it is the whole model.
Retirement accounts, reunited
Careers move faster than paperwork, and accounts get left behind. We support consolidation and the automatic-rollover accounts that receive small balances when employees leave a terminating plan — so retirement money isn’t stranded when a job ends. If a former employer has rolled a balance to us, it can be claimed and brought together with your other accounts.
The stack behind the experience
Institutional Trust Company is the chartered-trust entity and regulatory identity — a South Dakota non-depository trust company. (It is seeking its charter; this site is a demonstration and reference experience.)
Investor Services is the client-facing custody experience — the brand you open and administer accounts through.
FISCP is the platform that powers it: 20+ account types, automated settlement, and an immutable, litigation-ready compliance ledger. Learn more at fiscp.com.
B5 Secure is the per-record enforcement layer that ties identity to data, fail-closed, for people and AI agents alike. Learn more at b5secure.com.
Our standard of care
Custody is a promise about safekeeping, and we treat it that way: assets held in your account’s name, per-record authorization that refuses by default, and a tamper-evident record of every action. See how it works in our Trust Center.
Track record
The ISCP→FISCP security features secure $16B+ in assets across 2.3M+ accounts with $0 security-related losses as of December 31, 2025 — a measure of security and processing integrity, not investment performance.
Educational only. This page is general information, not individualized investment, legal, or tax advice. Rules depend on your account type, transaction, tax year, and circumstances — consult a qualified professional.