Custody and trust services
A single, secure platform
for every retirement, trust,
and alternative‑ or
digital‑asset account
Investor Services is the custody experience for Institutional Trust Company — self-directed IRAs, employer plans, trusts, and private assets, safeguarded to an institutional security standard and built for the way you actually invest.
Advisor, institution, or family office? Partner with us →
Who it’s for
Custody built for both sides of the table
One platform for individuals, the advisors who serve them, and the institutions that custody at scale — each with the tools, portals, and reporting their side of the table needs.
Individuals and families
Open self-directed IRAs, trust accounts, and taxable accounts — and hold the assets you actually want to own.
Open an account →Advisors and wealth firms
Custody your clients’ traditional and alternative holdings on one platform, with white-label portals and clean reporting.
Partner with us →Institutions and family offices
Private-fund and alternative-asset custody at scale — capital calls, subscription documents, and settlement handled.
Talk to us →Accounts · 20+ types
Whatever you’re saving toward, there’s an account for it
Select any account to see how it works, who it’s for, contribution and distribution rules, and what it can hold.
What you can hold
Traditional markets and private assets, under one roof
As a directed custodian, we hold what you choose and process what you direct — from public markets to private alternatives. Select any asset to see how it’s held in a self-directed IRA, and the requirements and limits that apply.
Traditional assets
Availability depends on the account type and your chosen investments.
Alternative assets
- Real estate
- Private equity & venture
- Private credit & promissory notes
- Precious metals
- Digital assets
- Stablecoins
What an account may hold depends on the account type, governing documents, and applicable tax and securities rules. Some assets and transactions are restricted or prohibited.
How it works
From open to custody, in four steps
Choose your account
Pick from 20+ account types — retirement, health, education, trust, or taxable — or tell us your goals and we’ll help you decide.
Fund it
Contribute, transfer, or roll over from another account. Direct rollovers and trustee-to-trustee transfers avoid withholding.
Direct your investments
Tell us what to buy and hold — public markets or private assets. The diligence and the decisions are yours or your advisor’s.
We hold and administer
We custody the assets in your account’s name, process the transactions you direct, and keep a tamper-evident record of every action.
Security & trust
Protection that goes all the way down to the record
Most platforms check who is calling. We also decide what each request may touch — one record at a time, and refused by default.
Every request is checked at your record
Access is granted only when it’s explicitly permitted for that exact record — closing the single most common cause of modern data breaches.
Your details stay tokenized until authorized
Sensitive information is kept protected and revealed only to a request that has earned a specific, per-record grant.
Every action leaves an immutable trail
A tamper-evident, per-record audit log captures who accessed what and when — the evidence trail that supports compliance and reporting.
Built for the era of AI agents
When an agent acts for you, it’s held to the intersection of what you may do and what the agent may do — never more than either allows.
Learn
Understand every account before you open one
Plain-language guides, calculators, and a full investor glossary — so the decision is yours, and it’s informed.
Guides
Step-by-step explanations of the moves that matter.
- Rollovers & transfers
- Roth conversions
- Required minimum distributions
- Beneficiaries & inherited accounts
- Prohibited transactions
Calculators & tools
Model contributions, growth, and distributions before you commit.
- Compound growth
- Contribution limits
- RMD estimator
- Roth conversion planner
Investor glossary
Every term you’ll meet, defined without the jargon.
- Custodian vs. trustee
- UBIT & UDFI
- Checkbook control
- Disqualified persons
For advisors, institutions & family offices
Custody infrastructure for the firms that serve investors
Put your clients’ traditional and alternative assets on one modern platform — white-label portals, automated capital calls and settlement, and clean, audit-ready reporting.
- White-label client portals under your own brand
- Traditional and alternative assets on a single ledger
- Automated subscriptions, capital calls, and settlement
- Per-record authorization with a tamper-evident audit trail
- Reconciled, audit-ready reporting and statements
- APIs and data feeds that fit your existing stack
Open your account in minutes
Start with the account that fits, fund it your way, and hold what you choose — on a platform secured to an institutional standard.
Institutional Trust Company is seeking a South Dakota trust charter and is not currently accepting accounts.