Legal
Legal Center
Our website terms and the complete custody and retirement-account agreements. Each document is drafting work product pending adoption by counsel.
Agreements
Website & privacy
Terms of Use
The terms governing your access to and use of the Investor Services website and online services.
Read →Privacy Policy
How Investor Services and Institutional Trust Company collect, use, share, and protect personal and financial information.
Read →Cookie Policy
How the Investor Services website uses cookies and similar technologies, and your choices.
Read →Disclosures
Important disclosures regarding status, custody, risk, fees, and figures presented on the Services.
Read →Security Policy & Responsible Disclosure
How we protect data, your responsibilities, and how to report a security issue.
Read →Custody & account agreements
Custodial Account Agreement
The complete agreement governing a self-directed custody account with Institutional Trust Company as directed custodian.
Read →Fee & Compensation Disclosure
How account fees work and how the Custodian is compensated, including all sources of compensation.
Read →Alternative-Asset Acknowledgment & Risk Disclosure
The risks of holding alternative assets in a self-directed account, and your acknowledgments.
Read →E-Sign & Electronic Communications Consent
Your consent to receive records electronically and to use electronic signatures.
Read →ERISA & Fiduciary-Status Statement
Our role: a directed, non-discretionary custodian that is not a fiduciary, adviser, or broker-dealer.
Read →Educational only. This page is general information, not individualized investment, legal, or tax advice. Rules depend on your account type, transaction, tax year, and circumstances — consult a qualified professional.