Legal
E-Sign & Electronic Communications Consent
Your consent to receive records electronically and to use electronic signatures.
1. Consent to electronic records and signatures
By using the Services, opening an Account, or accepting an agreement electronically, you consent under the federal Electronic Signatures in Global and National Commerce Act (E-SIGN) and the California Uniform Electronic Transactions Act to receive records electronically and to use electronic signatures, which have the same legal effect as handwritten signatures and paper records.
2. Scope
Your consent applies to all records related to the Services and your Account, including agreements, applications, disclosures, statements, tax forms (to the extent permitted), notices, and changes to terms.
3. Delivery methods
We may provide records by posting them on the Services, emailing them, or emailing a notice that they are available. You agree to keep a valid email address on file and to update it.
4. Hardware and software requirements
To access electronic records you need: a current web browser; an email account; a device with internet access; and the ability to view and retain PDF documents. If our requirements change in a way that materially increases your cost to access records, we will notify you.
5. Requesting paper copies
You may request a paper copy of a record by contacting legal@investorservices.com; a reasonable fee may apply for account records as stated in the fee schedule. Requesting a paper copy does not, by itself, withdraw your consent.
6. Withdrawing consent
You may withdraw your consent to electronic records by contacting us; withdrawal is effective after we have a reasonable time to act and may result in restrictions on, or termination of, electronic services or the Account. Withdrawal does not affect the validity of records provided before withdrawal.
7. Retention
We recommend you download and retain copies of your records. We retain records as required by our Privacy Policy and applicable law.
Educational only. This page is general information, not individualized investment, legal, or tax advice. Rules depend on your account type, transaction, tax year, and circumstances — consult a qualified professional.